Credit cards are the most popular casino payment method worldwide. Their convenience of usage and wide accessibility make them a preferred banking means for conducting various payments. Almost all online casinos in South Africa support credit cards to transfer funds to and from the casino. The main problem is to find a reliable casino.
Therefore, our team has thoroughly researched all casinos that accept credit cards in South Africa and has created a list of the best ones. Check it before signing up for your favorite slots.
Everything Worth Knowing About Credit Card Payments
- Credit cards are an essential financial tool for individuals and businesses today. They provide flexibility, convenience, and a handful of benefits that simplify financial transactions worldwide and improve financial management.
- A credit card is issued by a bank and enables its holder to make purchases, borrow funds from the bank, carry out payments, etc. Unlike debit cards, they come with a credit limit, deducted after every transaction. By the end of the month, the cardholder has to pay the amount of money they have spent plus a small interest per the subscription plan.
- It’s important to note the annual fees set on cardholders. For instance, the FNB Gold Credit Card is appropriate for depositing and withdrawing casino funds, has no annual fees, and offers up to 5% cashback on all purchases.
- The security of credit cards is under no question. Banks and other financial institutions issuing credit cards employ premium fraud detection systems, provide zero liability protection in case of unauthorized transactions, feature EMV chip technology for an extra layer of security during in-person transfers, etc.
- Nevertheless, whenever you deposit or withdraw from a casino via a credit card, you form a three-way connection with the casino, bank, and yourself. Accordingly, the bank that issued you the card becomes aware of every deal you make, and your investment in gambling is mentioned in your credit history statements.
- Visa and Mastercard are the most popular credit cards used in South Africa, making credit card gambling easy. However, it’s worth noting that some casinos don’t provide the opportunity to withdraw via Visa or Mastercard. Check this point before signing up.
Fees and Commissions
Normally, there are no fees or commissions for transactions at casinos that accept credit cards in South Africa. Nevertheless, this can vary from one site to another. The reason is that to process credit card transfers, online casinos must use third-party payment processors, which charge fees. This mainly refers to withdrawals, and the commission is typically 2% to 3% for the cashed-out funds.
Limits at casinos that accept credit cards vary depending on the rules each of them has. Some Visa casinos may allow up to 9 million ZAR deposits, while others may set a cap of 100K ZAR. The same applies to credit card withdrawals.
Availability by Countries
One of every five consumers uses credit cards, regardless of their activity or engagement. That’s why all notable online gaming platforms include at least Visa and Mastercard in their cashier section as available banking means.
Credit cards are used in all continents and in Africa, too. Particularly, the country’s card and payment market size in 2021 was valued at over $90.7 billion. More than 7% growth is expected by 2025.
Technical Support
The best South African casinos that accept credit cards offer reliable customer support. They encourage their users to contact the assistance team whenever they encounter a problem with depositing or withdrawing funds. Normally, a number of ways to get in touch with a tech specialist are available. However, most South African gambling platforms offer email and phone support options. If your matter requires an urgent solution, the 24/7 Live Chat is the most preferable variant of the two.
If your problem is not the casino’s error, you are redirected to your credit card issuing institution for further clarification of the matter.
Deposits via Credit Cards in South Africa
Convenience comes as the primary perk for credit card payments. The depositing process is quick and hassle-free. It’s common among all casinos that accept credit cards.
- Launch the casino site on any desktop or mobile browser.
- Head to the banking section and find the Deposit option. Here, all financial transactions between the casino and the player proceed.
- Choose the online casino credit card deposit option you have. Mostly, it is Visa or Mastercard.
- State the amount of real money you intend to top up your account balance with. If it’s your first experience depositing this way, you must also provide card info, including the 16-digit number, the expiration date, and the CVV.
- Confirm the payment with the code sent to your phone number via a message.
This process may appear tedious, but it gets easier the more you use it. Besides, if you plan to use this payment method further for replenishing your account, save the submitted information so that you don’t have to write it out again.
Withdrawals via Credit Cards in South Africa
Withdrawals via credit cards are just as simple. if the casino you have chosen to play at supports credit card cashouts, complete these steps:
- Enter your account at the casino, whether the PC or mobile version.
- Go to the Cashier section, opt for the Withdrawal, and choose your credit card as a cashout method.
- Enter the amount of funds you want to cash out. Mind the minimum and maximum limits set by the casino you’re gambling at before stating the sum.
- Submit the necessary details – the same as you input when depositing.
- Confirm the payout.
All reputable casinos that accept credit cards via payment methods require identity verification before approving a payout request. Ensure you have passed the KYC before applying for a cashout.
Credit Card Payments: Pros and Cons
Choosing credit cards as the gateway for sending money to and from the casino has a number of advantages, yet it is not void of downsides either.
- Convenience: When paying via a Visa or Mastercard, you must only provide the required details and authorize the payment.
- Wide Coverage: All reliable casinos in South Africa accept credit cards as deposit and withdrawal methods.
- Higher Limits: Credit cards allow bigger deposits and withdrawals than other available banking means.
- Premium Security: Banks standing for the issued credit card undertake the most stellar security measures to protect their users’ personal and financial information.
- Instant Deposits: Top-ups via Visa or Mastercard are processed instantly.
- Cash in Advance: Gambling with a credit card means borrowing money in advance and paying for it later.
- No Anonymity: Whatever payment you make with your credit card will be registered in your banking history.
- Longer Pending Time for Withdrawals: The processing of payouts via a credit card, which is not a widespread option among the casinos in the country, needs a few days for processing.
Summing Up
Most gambling sites suggested to South African players support credit cards, which makes it an ideal choice for almost everyone, given the vast use of credit cards in the country. Playing at Visa or Mastercard casinos means placing instant deposits at no charge and ensuring the security of their transactions.On the other hand, it’s essential to realize that whatever financial transfer you make with your credit card will be apparent to your bank and registered in the credit history. If this is all OK with you, choose one of the casinos that accept credit cards we investigated thoroughly to be on the safe side! We assure you they are all credible online casinos, feature amazing games diversity from market-leading game software developers, offer well-schemed bonus systems with equally generous rewards for new and loyal players, and ensure timely and easy payouts!